Hi bros/sis,

I got savings around 50K. I don't want to put it in paying mortgage balance if higher return would be possible from investing elsewhere.

I am also thinking of starting a business using the saving.

What you guys think how/where can I use the money.

Serious suggestions please.

Manchhe haru lai jiskauna k aairako hola k? Tetro paisa chha bhanera kina sunaudai hidnu paryo k? Aafu bhukka tourist bhako bela ma 500 ta chhaina, 50K re. Marera laane ho ra paisa? Jindagi ma ramailo gara, bachunjel.

no serious suggestion?

Talk to a financial planner at your bank.

how much do they usually cost? do they really provide good suggestion? I am hesitant to go to them without having some sort of idea. I am afraid I may fall in their trap.

 Collegefootballrocks, ever heard this saying? 

"Better to remain silent and be thought a fool than to speak out and remove all doubt"

Do you have bank transaction ? If yes, talk to your banker and find out yourself. First hand information is always better.

I have regular checking and saving accounts. my bank transaction is limited to credit card, bill payment and occasional remittance or donation.

Definitely starting business is good idea